Owning and/or managing a bar or tavern can be a rewarding experience. Not only is this a potentially-lucrative endeavor, but you’ll meet interesting people and have a chance to make real connections with both those in your community and folks visiting from other locales.
Along with the great perks, however, come some possible pitfalls. The good news is that you can protect your customers, employees, and your business as a whole by taking a proactive approach to daily operations and taking advantage of all the safeguards available to you. Here’s how to get started:
1) Basic Provisions
You’re already well aware of the basics to ensure the continued successful operation of your bar or tavern. That includes keeping supplies and food/drink items continually well-stocked, putting measures in place to prevent overpouring, hiring and training a dynamic staff, and similar. Along with scheduling happy hours and special events, it’s equally wise to create signature cocktails that will set you apart from other establishments.
Paying close attention to liability issues is also integral. Thankfully, securing comprehensive bar and tavern insurance coverage is simple and straight-forward. Speak with your trusted and reputable insurance agent to get started.
2) Security Measures
As a responsible bar or tavern owner, you likely put a focus on keeping patrons and team members safe at all times. That includes hiring and training dependable security personnel who keep a vigilant watch out for potential issues.
Still, there are other complications to be aware of, such as broken glass incidents, keeping chemicals separated, meticulous cleaning, and more. Keep in mind that some scenarios are difficult to plan for. That’s why it’s wise to secure fire suppression insurance now, in case of an unexpected incident down the line.
3) Sanitation Considerations
As mentioned, making cleanliness a priority in your bar or tavern should be a foremost concern. Not only is it more enjoyable and relaxing to visit an establishment with a clean and safe environment, but allowing your bar or tavern to become dirty or fall into disrepair could set you up for costly lawsuits. That might threaten your ability to stay open.
Ensure all employees are well-trained in cleaning best practices, and that every spill or cleanup situation is quickly tended to. Now’s also a great time to investigate the many benefits of comprehensive insurance for bars and taverns.
4) Fire Protection Insurance
Even the best-laid plans sometimes go awry. You might take every precaution at your bar or tavern, but still be susceptible to potential problems. For instance, if a fire breaks out at your establishment after hours, major damage could occur before authorities are able to respond.
In addition, fires that happen during business hours present safety concerns, and could again set you up for a lawsuit. Address possible issues and get valuable peace of mind by securing reliable fire extinguisher insurance.
5) Other Essential Coverage
No two bars or taverns are the same. You have unique needs, desires, and requirements for your business. That’s why you want and deserve insurance coverage that’s tailored to your exact preferences. Thankfully, there are ways to keep your bar or tavern protected against any number of incidents.
For years, we’ve been the go-to resource for a variety of insurance needs. In addition to bar and tavern insurance, we also specialize in fire protection insurance, church and school insurance, business insurance, RV insurance, and more. Contact us today to discover how straight-forward and affordable it is to keep your bar or tavern safe and secure all year round.
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